Here's a simple system on how to pay zero interest and get tons of free stuff. Almost everyone uses credit cards. But only a few thousand people out there take advantage of what the credit card industry is really offering.

First thing a person needs to do to shift the credit card game in your favor is shop for the right card. Do you want a card who gives you cash back or do you travel and want airline points or hotel points? There are cards that will send you gift catalogs with everything from furniture to watches.

The first step is shopping for a card this can be done by going to http://all-creditcard-offers.com. There is a breakdown of all the cards and you can pick from Visa, Mastercard, Discover Card, and American Express.

The next thing to do after you have your card is to get a ton of points without paying interest. All you have to do is look at what you are already paying for. Your paying car insurance, groceries, gas, cable,electric,shopping,movies,and even going out to eat. You probably paying for alot of these things from your debit card or a check that gives you zero reward points. What you need to do instead of writing a check to these bills you need to charge them on your new card. Then go home and write a check weekly to the credit card. All you do is keep your reciepts of things you would have normally paid for from your checking account and send the check to the credit card instead.

Your not spending more money but the same. Your just redistributing how you pay for it. In the mean time you could be earning thousands of free points for stuff throughout the year. Why wouldn't you take advantage of this?

So go shop for your card and get started. Again this website gives you the breakdown and reviews of tons of credit cards.