The Speedway Reward Card is for those applicants who have very good credit and make purchases frequently at Speedway SuperAmerica stores. With this program, a 1% rebate is earned on all general purchases, and a 4% rebate is earned for purchases that are made at Speedway SuperAmerica stores. During the first sixty days purchases at Speedway SuperAmerica stores will earn an 8% rebate. All rebates are applied directly to the cardholders account and can be used to purchase free gasoline. There is no annual limit to the amount of rebates that can be earned, but any unused rebates expire after a year.

The Speedway Reward Card has an introductory rate of 0% that applies to both purchases and balance transfers for up six months with no annual fee based on the applicants credit history. After the introductory period, purchases are charged at a rate of 17.99% variable and cash advances 23.99% variable based on the Prime Rate. The card carries a 3% balance transfer fee with a minimum of $5 up to a maximum of $75 and a cash advance fee of 3% with a minimum of $10. The balance transfer fee may be reduced or waived at Chases discretion. Finance charges are calculated on a two-cycle average daily balance formula.

The Speedway Reward Card provides the most benefits for those who qualify for the lowest rate, plans to pay in full after the introductory rate expires, and will use the card frequently to make purchases at Speedway SuperAmerica stores.

The benefits a cardholder can derive from this card include the following:

Online access to account information

Reporting of lost and stolen cards

Emergency cash and card replacement

Emergency assistance and travel related services

Financial statement at years end upon request

Extended warranty for purchases made with the card

Purchase protection

Roadside assistance

Travel accident insurance up to $500,000

Insurance for rental car

Lost luggage insurance up to $3,000

No liability to the cardholder for unauthorized transactions